We write mobile homes through FOREMOST Insurance, the number "1" insurer of specialty products.
What makes a Foremost policy better?
Most insurance policies share a common core of coverages such as fire, vandalism and explosion. Our improved mobile home policy goes far beyond that common core to give our customers more security in an uncertain world. Here are some key advantages of a Foremost mobile home policy today:
Comprehensive coverage on the dwelling, personal property, and other structures
Foremost covers all accidental causes of damage and loss unless they're specifically excluded in your policy. Is this better than the typical "named peril" policy? You bet! But it's also better than most comprehensive mobile home policies on the market today. They usually don't include comprehensive coverage on personal property. That's a big plus at claim time.
Agreed loss provision
If you suffer a total loss on your mobile home, we'll pay the full amount of insurance shown on the policy's Declarations Page, less any applicable deductible.
No limits on age or value
Many insurance companies have strict limits on the age or value of the mobile homes they insure. Not Foremost. We insure mobile homes and manufactured homes of any age, any size, any value and any make - from brand new multi-sectionals to old single-wides, and everything in between.
Specialized coverages
We give our customers a wide range of specialized coverages for added security. Examples include coverage for food spoilage, golf carts and emergency removal service. We also cover mobile home structural features such as tie-downs, mounting blocks and much more. What's more, our policy has no special limits for computers, oriental rugs, antiques, heirlooms or satellite dishes.
Higher limits on valuable personal property
Many mobile home owners keep guns, jewelry, collectibles and other valuable items. Foremost offers higher limits on a wide variety of personal property to give you the coverage you need.
Worldwide coverage on personal property
Your personal property is covered everywhere in the world with almost no restrictions. That means greater peace of mind when the property is taken off premises.
Additional coverage for debris removal
We'll pay a very generous amount to remove debris from your property after an insured loss. Many companies don't offer this high level of coverage.
Trees, shrubs, plants and lawns
We'll pay to replace your damaged lawn and garden plants, up to a generous limit listed in our policy. This valuable coverage can save you thousands of dollars in unexpected costs.
How does our policy compare?
Sometimes the best way to evaluate an insurance product is by comparing different policies side by side. We invite you to visit our mobile home Coverage Comparison Table for more detailed information.
When you obtain a Foremost mobile home policy, you get far more than insurance. You also get access to the nation's most experienced team of mobile home insurance experts!
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